INSURANCE PRODUCTS

TERM LIFE

Budget-friendly option without a lifetime commitment - more coverage at a lower rate. Only pay for the years you need it most. Choose the amount of coverage you need for a specified term (between 10 and 35 years) and have peace of mind knowing you're protected - cover expenses such as college funding, mortgage payoff, debt repayment, or income replacement.

PERMANENT LIFE

Tax-deferred cash accumulation and lifetime death benefit. Plan for the unexpected and provide peace of mind with the protection of preserving your legacy, growing your retirement income, or final expense planning.

  • Whole

    • Guaranteed protection for your entire life with fixed premiums and cash value growth.

  • Universal Life

    • Lifetime protection and death benefits with cash value accumulation – customize the amount and frequency of your premium payments.

  • Indexed Universal Life

    • Flexible permanent life insurance that grows as your life’s journey unfolds with more cash value accumulation potential and offers protection against market risks.

ANNUITIES

Add certainty to your retirement plan with LIFETIME RETIREMENT INCOME. Protect your savings from downturns in the market while benefiting from market gains. Have peace of mind knowing you’ll have protected growth for your future income for the rest of your life.

LONG-TERM CARE

Prepare for life’s uncertainties - plan ahead to preserve your quality of life by providing financial security while maintaining your lifestyle.

DISABILITY

Protect your most important asset - YOUR EARNING POWER! Don't let an accident or illness prevent you from earning a paycheck. By insuring your income, you can sleep well knowing your home and the people in it are protected.

BUSINESS PROTECTION

The success of any business depends on smart strategy and planning. Ensure your investment is protected if the unexpected happens. Cover business expenses, key person, and reward/retain employees while ensuring your business continues to the next generation.

FINAL EXPENSE PLANNING

Give yourself peace of mind knowing you have a plan. Don't leave a burden and bills to your loved ones. Get guaranteed approval with NO MEDICAL EXAM - everyone approved up to age 85.

Call us today at (240) 391-7800

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